Built for couples, roommates & families

A calmer way to share money at home.

Kinwallet is a private personal-finance app for tracking expenses, setting limits, and sharing a wallet with the people you actually trust. No bank linking. No ads. No surveillance.

Kinwallet — home screen showing shared family wallet, monthly income and expenses, recent transactions
Kinwallet — stats screen with expenses by category and spending by member
Kinwallet — limits screen with monthly and half-year budget progress
Features

Everything you need.
Nothing you don't.

Kinwallet keeps the focus on the parts of personal finance that actually matter day-to-day — what you spent, with whom, and how close you are to your limit.

Shared wallets

Invite a partner, roommate, or family with a code. Owner / member / viewer roles, all in real time.

Categories & stats

Tree-structured categories, donut charts, and per-member breakdowns to see where the money actually goes.

Budget limits

Weekly, monthly or yearly limits per category or wallet — with progress bars and gentle warnings.

Multi-currency

Each transaction stores its original amount, exchange rate, and base-currency value. Live FX rates included.

Recurring transactions

Rent, subscriptions, salary — set it once, weekly / monthly / yearly. Auto-applied on schedule.

CSV import

Import bank statements as CSV. Optional AI auto-categorization — only the description text is sent, never your identity.

Privacy first

Your money is yours.
Your data is too.

We don't connect to your bank. We don't run analytics SDKs, crash reporters, or ad trackers. We don't sell or share data. Sign-in uses Apple or Google — we never see a password. Delete your account from inside the app and everything is gone.

  • No third-party analytics or tracking SDKs
  • Encrypted in transit (TLS) and at rest
  • EU-hosted database (AWS Paris)
  • One-tap account deletion
  • GDPR & CCPA / CPRA compliant
FAQ

Common questions

If something else is on your mind, write to merbelcorp@outlook.com.

Does Kinwallet connect to my bank?

No. All data is entered manually or imported from CSV files you choose to upload. We never see your bank credentials.

How does sharing a wallet work?

Create a shared account and send the invite code to whoever you want. They sign in with Apple or Google, paste the code, and join. You can manage roles (owner / member / viewer) and remove members at any time.

Is there a free version?

Yes. The free tier lets you use one active wallet with the core features. The paid subscription unlocks unlimited wallets, members, and advanced limits. Subscriptions are billed by Apple or Google — never directly.

What languages are supported?

English, Russian, Arabic, German, Spanish, French, Italian, Japanese, Korean, Portuguese, and Chinese.

How do I delete my account?

Open the app → Profile → Delete Account. Everything is permanently removed from our database. Encrypted backups roll over within 30 days. You can also email merbelcorp@outlook.com.

What happens to a shared wallet if I leave?

Transactions you contributed remain in the shared wallet for the other members (they're part of that shared financial record), but they're disassociated from your identity once your account is deleted.

Get started

Track your money.
Quietly.

Free to download. Apple or Google sign-in. No password to manage. Your wallets, your rules.